About
Michael F. Richards has over 34 years of banking experience as a President, Work-out Specialist, Loan Officer, Organizer, and Director. He provides consulting and expert witness testimony for bank related state and federal cases nationally. He represents both plaintiffs (49%) and defendants (51%).
In 2009 Mr. Richards began his consulting and expert witness career, serving financial institutions and borrowers. He has qualified in federal and state courts as an expert witness. He has represented clients in Alabama, Arizona, Minnesota, Montana, Wyoming, Utah, Nevada, California, Washington, Indiana, Oregon, Missouri, New Mexico, Pennsylvania, Virginia, Connecticut, Iowa, North Dakota, Illinois, West Virginia, Georgia, Colorado, Kansas, Idaho, New Jersey, Maryland, Florida, Louisiana, New York, Ohio, New Hampshire, Tennessee, Wisconsin, North Carolina, Arkansas, Hawaii, Michigan, Texas, and Puerto Rico. He has also qualified as an expert witness in a federal criminal case. In the past 12 years he has been retained on over 120 cases. He is qualified in all areas of commercial banking but has a special expertise in large complex commercial real estate loans, large commercial loans, agricultural loans, real estate loans, and consumer loans.