About
With over 40-years in the commercial banking industry, I offer the following qualifications:
• 14-years mastering every position and function within the operations of a bank.
• 28-years in C-level executive capacities overseeing Operations including:
* all Operations related Policies and Procedures,
* all Operations related Compliance and Regulation,
* all aspects of fraud recognition, prevention and mitigation,
* ethics in banking in all levels and positions,
* the duties and responsibilities of the Board and Management
* BSA/AML/USAPATRIOT Officer.
With this extensive range of experience, I am likely the true Operations/Fraud expert you are looking for. If you are looking for an Operations/Fraud expert that truly knows whether a bank performed according to customs, practices and industry standards, I would be happy to speak with you and discuss your matter.
My expertise and experience is up-to-date and current as I continue to work within the industry performing consulting to banks in the areas of my expertise. I never pretend to have expertise in an area that I have not mastered and managed at a policy-making level. My expertise is in all areas of operations and fraud protection not limited to the following:
• the evaluation of what expertise the operational staff should have,
• the in-depth knowledge of each step of every transaction and process within operations,
• training required to competently performing those functions,
• how to detect potential fraud within the bank and/or the customers,
• and most importantly, how to mitigate fraud.
This allows me the expertise to opine on what “should” and “should not” be done in those areas and processes. For 28-years or more as an Executive Officer, Corporate Secretary, Chief Financial Officer, Head of Personnel, Audit Master, Chief Regulatory Liaison and BSA Officer, I have a profound, and unusual expertise that enables me to evaluate how an action and/or event in one department of a bank effects every other part of that bank.
Many “banking experts” tend to be retired lenders, many of them long retired, who attempt to convince you that they are experts in all parts of the banking function. They likely are not. Many “banking experts” will also attempt to convince you that they have expertise in fraud and money laundering areas. Many of those do not. I am candid about my skills and experience, and leave lending (but only lending) to those other “experts”. But in every other aspect of the bank, my expertise is clear and easy to demonstrate.
I have been retained as a banking expert in over 85 matters in 18 states, in both Federal and State courts. I have provided testimony at deposition and/or trial in over 35 of those matters.