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    Stephen Miller

    Stephen Miller

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    Miller Claims & Risk Associates, LLC

    About

    Steve Miller, with over 30 years of professional insurance claims experience at all levels of adjusting and management, offers his services as an expert/consulting witness on matters involving claims practices and norms, standard of care, bad faith, coverage analysis and litigation management. During the course of his career, he has directly adjusted, supervised, managed and mediated in over 40 states and the District of Columbia.

    Steve's experience encompasses bodily injury claims, property damage, personal and advertising injury, uninsured and underinsured motorists, subrogation and bad faith/extra contractual liability. He has experience in policy analysis, internal carrier processes, metrics, management, vendor management and litigation management. In addition, Steve has worked with third party administrators and self-insureds in "unbundled" claim environments. His clients have ranged from individuals to Fortune 100 companies with large retentions and large exposures.

    Steve holds the Chartered Property Casualty Underwriter Designation as well as being an Associate in Claims.

    Steve is available to consult or testify on the following areas:

    Claims standard of care
    Bad faith claims handling
    Use of AI in the Claims Process
    Nuclear Verdicts
    Failure to investigate
    Failure to settle
    Duty to Excess Carrier/Coverage Tower
    Primary v Excess
    Duty to defend
    Third Party Administrators

    Areas of Expertise

    Auto Insurance
    Bad Faith
    Fire Insurance
    Homeowner's Insurance
    Insurance - General
    Insurance Adjuster
    Insurance Customs & Practices
    Liability Insurance
    Property & Casualty Insurance

    Contact Information